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Prime Minister's Or Ownership Scheme:The limit on five lakh property cards was not given, banks returned the villagers who went to take loans; Said- whose ownership is not clear

Property cards distributed across the state under the PM Swamitva Yojana, brought to end disputes over land in villages, are increasing the headache o

 Prime Minister's Or Ownership Scheme

Property cards distributed across the state under the PM Swamitva Yojana, brought to end disputes over land in villages, are increasing the headache of banks. Claims are being made about these cards that this will clear the title of the property. The card will also help in taking loans from banks for building a house along with farming on the property if needed, but the property cards that have been distributed by the MP government in the form of certificates extracted by digital entry of khasras, include the boundary of the property (ie around it). what is) has not been told.

When the villagers went to the banks to take a loan with this card, the banks refused to give the loan. Argued, the card does not determine who has the title of the property. Where is the property located? Who owns the surrounding land? According to the rules, banks cannot give loans against such properties, but through rural officials and local leaders, they are pressurizing banks to give loans. Such cases were first reported in Harda district. After this a large number of people are coming from Vidisha, Sehore and Bhopal too.

The villagers argue that when the government has given the ownership card and has told in whose name the title of the land is, then what is the problem with the bank in accepting it? Bank branches have referred such cases to the State Level Bankers Committee (SLBC) through the Lead District Manager (LDM) of the districts. Banks have written to the MP government that loan against property cannot be given on the basis of this card.

What is PM Swamitva Scheme

In 2020, the central government had started the PM Swamitva Scheme to end the day-to-day disputes regarding property in rural areas. In this, the ownership of every khasra and plot in rural areas is ensured. The most important advantage was told that this would allow banks to give loans easily after the title is cleared.Prime Minister's Or Ownership Scheme:The limit on five lakh property cards was not given, banks returned the villagers who went to take loans; Said- whose ownership is not clear 

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30CANCAN - Technology Simplified: Prime Minister's Or Ownership Scheme:The limit on five lakh property cards was not given, banks returned the villagers who went to take loans; Said- whose ownership is not clear
Prime Minister's Or Ownership Scheme:The limit on five lakh property cards was not given, banks returned the villagers who went to take loans; Said- whose ownership is not clear
Property cards distributed across the state under the PM Swamitva Yojana, brought to end disputes over land in villages, are increasing the headache o
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